Required disclosures
CMS verbatim · TPMO disclaimer
We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Standardized content under 42 CFR 422.2267(e)(41) / 423.2267(e)(41), current for CY2027 marketing (from October 1, 2026). The counts in this disclaimer are only the organizations and products Emerald Life & Health offers through SunFire in your service area — its contracted carriers: UnitedHealthcare (UHC), Humana, Devoted Health, Aetna, and Wellcare. Read aloud on sales calls before any benefits are discussed, and displayed prominently here as CMS requires for TPMO websites.
How the counts get here: when you enter a ZIP code, this page resolves it to a county using public web lookups (ZIP-to-place data and federal county data), then fills the counts in from a county table built from the CMS CY2027 Medicare plan landscape file (revision 202610, data updated October 18, 2026), refreshed each plan year. That table powers two separate views: “What we represent” — filtered to the five contracted organizations above, and the only view used in this disclaimer — and “Everything available in your area” — every organization and product in the county, shown for information only alongside the direction to Medicare.gov / 1-800-MEDICARE for all of your options. Emerald Life & Health does not sell or enroll anyone in products from organizations it does not represent. If a ZIP cannot be resolved, the disclaimer falls back to the agency's default counts rather than guessing.
Federal contracting statement
Participating sales agencies represent Medicare Advantage [HMO, PPO and PFFS] organizations [and stand-alone PDP prescription drug plans] that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
CMS requires this statement to convey the plan's Medicare contract and renewal contingency (42 CFR 422.2267(e)(32)); the exact wording is the carriers' template, confirmed with each carrier at filing.
Not a government site
Emerald Life & Health is not connected with or endorsed by the U.S. government or the federal Medicare program.
This is a private agency website. For information on all of your options, contact Medicare directly at Medicare.gov or 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week.
About the information here
This information is not a complete description of benefits. Call 470-418-3929 (TTY: 711) for more information.
Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Marketing and sales calls are recorded and retained as required by CMS and our carrier contracts. For accommodations of persons with special needs at meetings, call 470-418-3929 (TTY: 711).
Before this page goes live
CMS does not approve agency pages directly. This page's wording must clear the normal route first:
- TPMO lookup table built from CMS data — done — carrier list confirmed (UHC, Humana, Devoted, Aetna, Wellcare); the county counts come from the CMS CY2027 plan landscape file (revision 202610, data updated October 18, 2026) — represented counts from those five organizations only, full-area counts from every organization in the county, across all 3,221 counties.
- Carrier pre-review & HPMS filing — each contracted carrier reviews this material; it is filed in HPMS (directly or through the FMO) and each carrier opts in before use (45-day review, 10 days for model/standardized-based material, or File & Use where designated).
- Carrier overlays checked — each carrier's own Federal Contracting Statement form, SOA form version, and any stricter rules (for example, longer call-recording retention) applied.